Need extra practice on a provisional?
Get insured on a rolling monthly subscription on a friend or family member's car — and practise for as long as you need.
Learner insurance
Trustpilot
★★★★★
4.8 • 11,239 reviewsFlexible, affordable and easy car insurance for every driver
Provisional, Full UK or European licence — choose rolling monthly cover or save with an annual policy, backed by the experience of Allianz.
✓ Provisional licence✓ Full UK licence✓ EU licence
Part of the Allianz Group
Find the right cover for you
Whatever your licence — Provisional, Full UK or European — we've got flexible cover for every stage of driving.
Newly qualified, under a year on the road?
Tailored cover for your first year on a Full UK licence. Drive well and unlock money off your monthly premium with our New Driver cover.
New driver insuranceHeld your licence for over a year?
Full UK or European licence — choose monthly flexibility or save with an annual policy, all sorted in minutes.
Experienced driversProvisional licence
Learning to drive on a friend or family member's car.
Full UK licence
Newly qualified or experienced — monthly or annual cover.
European licence
EU licence holders driving in the UK. Welcome aboard.
Two ways to pay
Go monthly for full flexibility, or annual to save more — your call.
Rolling monthly cover, cancel any time
- No long-term contract
- Cancel whenever you like
- Pay only for the months you drive
12 months of cover, best value of the year
- Save vs. paying monthly
- Lock in your price for the year
- Earn discounts for safe driving
Over 80,000 drivers covered with Kovy
Real reviews from learners, new drivers and experienced drivers.
★★★★★
TrustScore 4.8★★★★★
"Quoted by number plate and was on the road in 3 minutes. Half the price I was paying before."
★★★★★
"Rolling monthly with no commitment was a lifesaver. Cancelled and came back without any hassle."
★★★★★
"The app helped me drive better and I actually got money off at renewal."
★★★★★
"Borrowed a mate's car for a weekend, sorted cover in seconds. Brilliant."
Kovy app
Quote, cover and renew — all from your phone.
Track your driving score, manage your policy and start a claim — all in one place. Available on iOS and Android.
- Number plate quote in under 90 seconds
- Real-time driving score
- Digital policy and QR code
- Start a claim in a few taps
Ready to get covered?
Pop in your reg and see your price in under 90 seconds.